Reduce Employer Payroll Taxes by $1,000–$1,500 Per W-2 Employee Per Year

(Compliance-First Section 125 Strategy)

FICA Advantage Solutions helps U.S. employers lower payroll tax liability and strengthen employee benefits through a structured, payroll-friendly approach designed to align with IRS Section 125 and applicable ACA guidelines.

Serving employers nationwide (100% remote)
Fast onboarding with payroll-friendly setup
Works alongside existing benefits
Built for 10+ W-2 employees (30+ hrs/wk)

Ideal for owners, CFOs, and HR leaders who want measurable savings without adding administrative burden.

Savings Example

Average Employer Savings

$1,200

Per Employee / Per Year

25 Employees $30,000/year
50 Employees $60,000/year
100 Employees $120,000/year

*Actual savings vary based on payroll structure and participation

Compliance-First. Payroll-Friendly. Nationwide.

Section 125 strategy Remote onboarding Employer-grade documentation Ongoing support

Who This Program Is Best For

This strategy is a strong fit for employers who meet the following criteria.

Requirements

  • 10+ W-2 employees
  • Employees generally working 30+ hours/week
  • Consistent payroll and stable headcount
  • A desire to reduce payroll costs and strengthen retention

Industries We Support

  • Medical and dental practices
  • Manufacturing and distribution
  • Construction and field services
  • Logistics and transportation
  • Restaurants and multi-location operators
  • Professional service firms
See Industries We Serve

Not a Fit If

  • Your workforce is mostly 1099 contractors
  • You have fewer than 10 W-2 employees
  • Payroll is inconsistent or seasonal only

What Employers Typically Achieve

Every business is different, but companies explore this strategy to drive outcomes like:

Lower employer payroll tax exposure
Improved recruiting and retention
Stronger employee support without increasing benefit spend
Cleaner, more competitive total compensation positioning

You'll receive a savings estimate based on your headcount and payroll structure.

Built for Leadership Teams Who Require Clarity

FICA Advantage Solutions supports employers that want to reduce payroll costs without introducing operational chaos or compliance uncertainty. Our process is designed for decision-makers who value structure, documentation, and clean execution.

What our clients typically want:

  • A clear eligibility standard (not vague promises)
  • A savings estimate tied to real payroll structure
  • Payroll-friendly implementation that HR can support
  • Employer-grade documentation for internal review
  • A responsible, compliance-first approach

A Due-Diligence Friendly Process

Eligibility + savings review first
Documentation-driven implementation
Designed to support payroll and HR operations
Nationwide remote onboarding
Get My Free Savings Estimate

Results vary by employer eligibility and payroll structure.

Calculate Your Potential Annual Employer Savings

Enter your employee count to see an estimate. For a full savings analysis, we'll review your payroll structure and confirm eligibility.

Estimated Annual Savings

$0

Based on $1,200 average savings per employee

Note: Actual savings may vary based on employee wages, hours worked, and payroll structure. This calculator provides an estimate based on industry averages.

How It Works (Simple, Payroll-Friendly Setup)

1

Qualification Review

We confirm your company profile, headcount, and payroll structure.

2

Savings Estimate

We provide a projected savings range and confirm program fit.

3

Compliance-First Implementation

Setup is coordinated to be practical for payroll and HR.

4

Employee Rollout

Employees receive access to program benefits and support resources.

5

Ongoing Support

We help maintain structure and documentation for continuity.

Compliance-First Implementation

This program is designed to be compliance-first and employer-operationally clean.

Built to support:

IRS Section 125 alignment
Payroll-friendly setup and administration
Practical onboarding for HR and leadership teams
Professional implementation support

Important: This website is for informational purposes only and does not provide legal or tax advice. Eligibility and implementation depend on employer-specific factors and must be confirmed through the appropriate professionals.

Frequently Asked Questions

Free Resource

Not Ready to Book a Call Yet?

Download the 1-page overview to understand how compliant payroll tax reduction works, who qualifies, and what the process looks like.

  • 1-page executive summary
  • Qualification criteria explained
  • Sample savings scenarios
  • Compliance overview

Download the 1-Pager

Your information is secure and will never be shared.

Request Your Free Savings Review

If your company has 10+ W-2 employees, you may qualify for meaningful annual payroll tax savings. Submit the form below and our team will follow up with next steps and a savings estimate.

Your information is secure and will never be shared.